Senior Data Scientist - Telematics

About Zego

At Zego, we understand that traditional motor insurance holds good drivers back. It's too complicated, too expensive, and it doesn't reflect how well you actually drive. Since 2016, we have been on a mission to change that by offering the lowest-priced insurance for good drivers.

From van drivers and gig workers to everyday car drivers, our customers are the driving force behind everything we do. We've sold tens of millions of policies and raised over $200 million in funding. And we’re only just getting started.

About the Team

We don't build pricing models — we build the driving intelligence that feeds them. Our mission is fairer insurance, priced on how people drive, not on who they are, and safer roads.

The Telematics team turns raw phone sensor data into meaningful signals about how people drive. Using signal processing and machine learning on high-frequency GPS, accelerometer, and gyroscope data, we extract the behavioural features that power Zego's understanding of driving quality, context, and risk.

The Telematics Data Science team is based in Portugal (Porto and Lisbon) and collaborates daily with engineering, product, and actuarial colleagues across the UK and PT.

We're one team across Portugal and the UK. PT and UK roles carry the same scope, ownership, and progression. Decisions get made where the work happens, not in a single headquarters. This isn't a solo remote seat; you'll join an established team of peers.

About the Role

Few teams use phone sensor data to price commercial motor insurance at scale. As a Senior Data Scientist, you'll shape how millions of trips are turned into risk signals. You'll own behavioural features and algorithms from hypothesis to production, working at the intersection of data science and engineering on GPS, inertial, and other sensor data.

You'll move between quick heuristics and full ML models depending on what the problem calls for. You ship code to production, not just notebooks.

What You'll Be Doing

Work with raw, high-frequency sensor data: GPS, accelerometer, gyroscope, at scale. This isn't warehouse-tabular data: it's noisy, physical, and where the signal actually lives. You'll be processing more than 250k trips per day.

Research new behavioural features and detection algorithms: read the literature, try ideas, kill the ones that don't survive contact with real data.

Design and build behavioural features and factors that feed Zego's understanding of driving quality, context, and risk.

Take ideas from hypothesis to production: prototyping in notebooks, then writing the production-grade Python and SQL that scales.

Prioritise simple, robust solutions, rule-based when that's enough, ML when it's warranted.

Lead experiments, validate impact with data, and automate insight generation.

Collaborate closely with software engineers, product managers, and and actuaries to get features into the pricing path and measure their effect on real policies.

Translate complex sensor data into clear findings that non-technical stakeholders can act on.

About You

MSc (or integrated MEng/MSc) in a quantitative field: Engineering, Computer Science, Physics, Mathematics, or similar. This is a core role that requires strong engineering foundations.

Working knowledge of digital signal processing or sensor physics — you can reason about noise, sampling, filtering, and the physical meaning behind a signal, not just its numbers.

Proven track record delivering data science or data engineering projects into production. You write production-grade code, not just notebooks.

Strong Python and SQL (we use Snowflake). Comfortable with the scientific Python stack: Polars, Pandas, NumPy, SciPy, and scikit-learn.

Experience developing and evaluating ML models on tabular data — classification or regression tasks where evaluation matters as much as model choice. Think passenger-vs-driver detection, transport-mode classification, or score predictiveness.

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